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No Spend Month: Week two

September 12, 2017 By Ligia

Yesterday started week two of our No Spending Challenge. This next week will be tough. I am just getting used to going into “work” which means I am out and about, being tempted by all kinds of stuff like: coffee shops, or drive thru windows.

I blew it yesterday and got a Boba. Yes, I felt guilty. However, I returned some shoes at Kohl’s and got $6 in cash which covered the Boba.

We also sold a few things over the weekend-just things at home- and made $35.  I still have a few things to post online and hopefully sell this week.

One of the rules for this challenge includes getting to spend the money we get from selling stuff.

I still feel guilty-maybe it’s because I didn’t get one for the kids?

Ugh-

Anyways, our biggest challenge is eating out. So I have to stick to my guns and say NO. No to myself. No to the kids. NO to my spouse.

No Spending means no spending.

I know we will be proud of our efforts come September 30th.

Ligia

Filed Under: Finances

No Spending Week 1 Wrap Up

September 12, 2017 By Ligia

I am plugging away at this No Month Spending Challenge. Some days are harder than others. On days when I am tired and don’t want to cook, I am tempted to get the take out menu. This past week, we did pretty darn good in that department. The kids and I spent $29 on Wednesday. On the weekend we only spent $48. Unfortunately, we also had some unexpected expenses like prescriptions for our dog. A whopping $168. Then, my car has been leaking power steering fluid and we had to fix for $210. Luckily, I have a miscellaneous savings account where things like this come out of.

I also managed to go into the grocery store-twice-and only get what I needed. I had to tell myself to not look and go straight to the dairy case.

Overall, we have spent $228 on food related expenses which might seem too much, but by this time in August we had spent over $800 so that to me is amazing.

Ligia

Filed Under: Finances

No Spend Month: Beginning Week One

September 4, 2017 By Ligia

I am using the pages in The NO-Spend Month Success Planner found on www.thriveorsurvive.us to really focus on this No Spend Challenge and plan ahead. Specifically, I am using the weekly planning/reflection sheets.

Week One Planning

What are your upcoming expenses this week?

Labor Day- I am having family over tomorrow so I will be spending $50 on food and snacks.

CBS lunch-After our first CBS(community bible study) study I will be taking the kids to lunch.

Dog Medication-My dog needs some meds that will cost a pretty penny, but I already knew it was coming and I have a budget line for this.

Are there any potential spending triggers to be aware of? If so, how will you avoid them?

I am always tempted to stop and get a yummy drink somewhere whether it’s at Baskin Robbins or our local coffee shop, especially now that I will start working outside of my home starting this week. I am going to try and find a yummy recipe on Pinterest to satisfy my craving. I also have a free coffee at our local coffee shop maybe I will use it this week.

Daily meals is also a trigger, I forget to defrost things or am too tired to cook so out comes the take out menus. My goal is to make easy, recipes and things that I already have on hand.

Any fun plans this week? How will you and your family keep occupied without spending?

The kids have started school and youth group, so the only days we vulnerable for spending is on the weekends. So maybe we can plan a movie marathon for Saturday or game night for Friday.

That’s it for now. I will update on how it went.

Filed Under: Finances, Mom's Corner

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About me

Welcome to my blog! I'm a homeschool mom of two kiddos. I'd love to share what I 've learned and continue to learn as a busy mom trying to do it all!

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