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Journal of a Busy Mom

living one day at a time

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Christmas Budgeting Tip #2: Use Daily Deals Sites

October 26, 2012 By Ligia

I love, love Christmas. I also love, love getting a good deal. During the holiday seasons I am always looking for ways to save money and still have a wonderful Christmas within my budget. The past two years, Daily Deal Sites have popped up. It is during the holiday season that I am most grateful for these sites! I have found great deals like the Vistaprint and  Picaboo deals. Last year, we purchased my Dad a GPS for an awesome price. So, it goes without saying that I am looking like a hawk right now for those perfect gift opportunities.

These are the Daily Deal sites and I use. I know there are so many out there but here my top favorites.

Eversave

Living Social

Saveology

Groupon

Mamasource

I do enjoy getting their daily emails so I can know what is new.

Here are some deals that I saw today that I might take advantage of. Unfortunately, the Saveology deal is for new customers only, but I can always open an account under my husband’s name!

For example, Eversave has a Kindle and Walmart combo for $79  right now. Saveology has an Old Navy Gift Card for 50% off.

Ligia

Filed Under: Finances

Christmas Budgeting: Tip #1 Buy Discounted Giftcards

October 17, 2012 By Ligia

I just purchased a Michael’s gift card for 24% off. I go to Michael’s several times during the Christmas holiday. I get baking items, decorative items, gifts, crafty stuff, etc. I also do alot of AFTER Christmas shopping so I have to take advantage of this deal. Buying discounted gift cards help me with my Christmas budgeting and helps my money to stretch.

Cardpool.com has many gift cards at big discounts.

Here are the some of the stores right now:

  • Barnes and Nobles 11%
  • American Eagle Outfitters 10.5%
  • Bath & Body Works 10%
  • Build A Bear 21%
  • Claire’s 22%
  • Sports Authority 16%

These are all stores that I would buy gifts from. I use my gift cards wisely and use coupons and deals when I can.

There are other websites that sell gift cards, but Cardpool is my favorite. I also have used Giftcards.com.

Here are some others that I have NOT used:

ABCgiftcards.com

Giftcardrescue.com

Filed Under: Finances

ABCs of Couponing: Create a Plan

October 15, 2012 By Ligia

This is the final post on the ABCs of Couponing. The first post was how to Acquire coupons and second was How to Be Organized. This final one is on Creating a Plan.

I got all my coupons organized in my coupon binder. I am so excited. After losing my first one, I had to re-create my beloved binder. I have been printing like crazing, cutting til my fingers hurt (a bit exaggeration) and now I need my plan of attack.

When I first started couponing my main source of advice came from a wonderful site called Couponmom.com. She also came out with this book:

I still have it sitting at my work desk so I can skim through when I need to.

When I was beginning to coupon, I went to her site every week. Couponmom has combed through all the ads and has lists of prices for stores like: Safeway, Walgreens, Rite-Aid, Target, and more. Of all the sites I have been to, hers is the easiest to maneuver. Couponmom also has a coupon database which really comes in handy when you need a coupon and can’t remember where it was. The best part is: its FREE.

I also tried a paid service called TheGroceryGame.This site provides a similar service but the difference is they send a list every week to  your email with the very, very BEST deals for the stores you’ve selected. Each week, I would print my lists for Safeway and Walgreens. They came with the best deals that were to be had. Here was my downfall: I ended up buying things I did not NEED or WANT. I convinced myself that the deal was too good to pass. I filled my cupboards with junk. I learned the hard way that I DONT have to buy it just because it is almost free. I did end up filling bags of food to give away.  I stopped The Grocery Game only because of the cost. Since I have to buy gluten free, alot of times the deals to be had were not deals I could take advantage of. It became frustrating to pay for something I could really do for free at couponmom.com.

So now, fast forward probably 6-7 years from when I really dove into couponing. This is what I do now:

  1. Sunday morning-ads galore. I look through all my favorite ads: Target, Walgreens, CVS, Michaels, and Kohls. I also glance at the coupon inserts just to see if there is anything really good.
  2. I take a second look at each ad, this time with a pen or sharpe. I mark any items that I may be interested in. I have a piece of paper with each of my stores on it and I write out that list of potential buys. As I am writing down the deals, I make a note if it requires a store coupon or if I remember having a coupon for that item.
  3. Now, I compare items by store and see if one store has a better deal on similar items (toilet paper, paper towels, etc).
  4. After I have my list, I start pulling coupons. I usually can remember seeing a coupon, but sometimes I don’t remember where. This is when I utilize websites like couponmom.com. I will look at her lists or even just use the coupon database.
  5. Once my coupons are pulled, I look through my list again and decide if the items on my list are definately needs. If I could not find a coupon for items on my list, I usually cross it off, unless its something we really need or its actually still a good deal.
  6. I also visit Target.com to look if Target has added any new coupons to match their sales. I have gotten AMAZING deals using manufacture coupons and Target coupons.
  7. I go through my Safeway App to “clip” the coupons and deals I will use.
  8. I now fill my envelopes with the coupons I need and file the ad and coupon envelope in my accordion file holder.
  9. At this point, I now clip the coupons from my weekly inserts, file them into my coupon binder and file the inserts into their respective folder.
  10. Mondays, I usually visit some of my favorite coupon sites like Coupon Geek, the Frugal Find, and Coupon Divas. They usually list the best deals to be had. If I see a great deal on something that wasn’t on my list and I WILL use it I might add it on.
  11. Sundays or Mondays I go to Safeway. Wednesdays or Thursdays I hit Walgreens, CVS, and Target.
  12. Some of the other stores I visit are Trader Joe’s, Raleys, and Foodmaxx. I always look at Raley’s ads, but usually I only buy my gluten free food there. I don’t “prepare” as much to go to these stores. I might just bring in my whole binder so I can take advantage of deals that I may see that day.

Ligia

Filed Under: Finances

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Welcome to my blog! I'm a homeschool mom of two kiddos. I'd love to share what I 've learned and continue to learn as a busy mom trying to do it all!

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