I was talking to my son about goals verses resolutions. I think resolutions are too vague. Like “I will exercise more this year” or ” I won’t eat cake everyday”. Whereas goals, are broken down and measurably.

I have been writing goals for a while. Since 2015, I’ve keep a binder that has all my goals. Okay, that is not that long, but in 2015 I found Money Saving Mom and she had a really cool system for goal writing. I bought her older course on Say Goodbye to Survival Mode and worked through the steps. Here is a link to her newer course. Say Goodbye to Survival Mode.

Later, I found Ruth Sukup, from Living Well, Spending Less. She has a whole planner system and her Crushing It Central that I really love. She inspires her readers to Think Big. Here is a link to her website. Living Well, Spending Less.

I just finished her 6 Day Bootcamp to help me start working on my 2019 goals. I dont use her planner, but I do use some of her pages. I created my own goal sheet to set up my goals and I really like it. (below)

Really, my system is a mesh of both gals. I took Crystal’s method of breaking down the goals, but Ruth’s method of choosing just 3 Big Goals and a few other “wishlist” goals.

So here are my Big Goals for 2019:

1. Build our 3-6 month emergency fund. Last year, we had to use up our emergency fund, so this year my big goal is to build it back up. Everyone is different in how much they need to save. I wrote a barebones budget for a month and then multiplied it by 3 and then 6. I then averaged it out to get my savings goal.
2. Spend more quality time with my family. Okay, this one seems vague, but I have written specific “goals” on my goal sheet like Date Nights, Game Night, etc.
3. Grow my tutoring business. For 5 years I have been tutoring children with dyslexia in my home. This year, I want to learn to be a remote tutor. Along with that, I need to build a second website for that business. To draw traffic, I need to become certified through Barton Reading and Spelling. This is the program I use to tutor. So I have three goals within this goal: Build website, learn remote tutoring, and get certified.

There you have it my 3 Big Goals. I have several little goals that I am still working on accomplishing, but these are my three big goals.

Here are my little goals:

-Read the 24 books on my reading list

-Be a spiritual mentor for my niece

-Do the Decluttering Diet this year

-Start saving for our European Trip with my daughter in 2021 when she turns 21.

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Here is my worksheet that I created. It’s not fancy or anything, but it works for me.

Ligia